Blog - Advisors India

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PRIM vs mutual funds vs PMS: Experts explain how they differ on portfolio structure, costs, taxation and suitability
SEBI’s new PMS framework introduces PRIM, allowing investors to access professionally managed portfolios of mutual funds, ETFs and SIFs. Here's how PRIM compares with conventional PMS and mutual funds on investment, management, taxation and flexibility. 
Buying a resale flat with an existing home loan? Here’s how to avoid the pitfalls
The buyer's first step should be requesting the seller's latest loan account statement or foreclosure letter.
Active vs passive small-cap mutual funds: How wide is one-year return gap? Don't assume index schemes always lag
Active and passive small-cap funds follow different investment approaches, even when they are linked to the same benchmark. Their 1-year returns show a notable divergence, while differences in portfolio construction offer clues to what may be driving the gap.
Bank strike from September 28-30: Are banks closed for 5 days from Saturday, Sept 26? Here’s what you need to know
All banks will be closed from September 28 to 30 due to a UFBU-led strike, affecting banking services. However, they will operate on September 27 to accommodate customers. 
Flat possession delayed? You can claim interest even after accepting keys, rules Allahabad High Court
The high court says acceptance of possession does not automatically waive compensation for delay.
NPS Swasthya from 1 October: What you need to know about the new pension option and health cover
NPS Swasthya is a new pension option that combines retirement savings with healthcare benefits and a mandatory super top-up health insurance policy. As it prepares for launch, here’s a look at who can enrol, how the health cover works, and when subscribers can access the corpus.
UPI MDR: Where will 0.4% fee go? FM clarifies banks, payment gateways & apps to get a share | Check breakdown
UPI MDR explained: 40% of the new fee will go to customer banks, 30% to payment gateways and 20% to UPI apps. Know who gets the money.
Beyond the number: Why an 800 credit score doesn’t guarantee a loan and what you can do about it
A high score cannot simply erase the lingering footprint of an old 'settled' account.
Income tax calendar October 2026: ITR, TDS, Form 141 and other deadlines to know
October 2026 brings important income tax deadlines, including ITR filing for eligible taxpayers, quarterly TDS returns and Form 141 submissions. Check the key dates to avoid late fees and penalties.
Stuck in a debt cycle? 5 ways to get out of EMI trap and regain control of your finances
Multiple EMIs can put pressure on monthly cash flow, leaving little room for savings. These five practical steps can help borrowers assess their debt, prioritise expensive loans, avoid fresh borrowing and regain control of their finances.