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These three credit cards can earn upto 10% cashback on UPI spends
UPI-linked credit cards are making everyday QR payments more rewarding, but higher cashback often comes with app restrictions, spending thresholds, caps and exclusions.
Only 5 large & mid-cap funds cross 7% in 1 year, while category average stays at 0.04%; here're the top performers
Large & mid-cap funds delivered an average return of just 0.04% in the past year, but individual fund performance varied widely. Only five of 32 schemes returned more than 7%, while seven funds ended the year in negative territory.
Gold, silver prices today, 22 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata
Gold and silver prices today, 22 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Think you’re a long-term investor? These warning signs show when short-term market noise is taking over
Calling yourself a long-term investor is easy, but short-term market volatility can test that commitment. Here are the warning signs of performance chasing and practical rules investors can use to stay focused on their long-term goals.
8th Pay Commission: OPS vs NPS debate gains momentum as employee groups seek guaranteed pension
8th Pay Commission: The OPS vs NPS debate has emerged as a key issue, with employee and pensioner groups seeking guaranteed retirement benefits, higher pensions and stronger social security provisions for government employees.
Small-cap mutual funds: How large- and mid-cap exposure differs across schemes; check 1-year returns
Small-cap mutual funds must invest at least 65% in small-cap stocks, but their remaining portfolios can differ. Here’s how top 10 schemes compare on large- and mid-cap exposure and what their one-year returns show. 
UPI MDR on mutual funds: Experts explain how investors could bear the charge and its impact on returns
UPI payments for mutual fund and other capital-market transactions will attract a 0.02% MDR from 15 October, capped at ₹300 per transaction. While the charge is meant to be borne by merchants, experts explain how investors could be affected if it is passed on to them.
NHAI launches ‘OneTag’ portability service on Rajmargyatra app — Here's how FASTag users benefit
NHAI has launched the OneTag service on the Rajmargyatra app, allowing FASTag users to change issuers while retaining their original sticker. Here's how to complete this process and what it means for you… 
5 business lessons from The Richest Man In Babylon by George Samuel Clason; make your money work for you and more
The Richest Man in Babylon by George S. Clason offers timeless financial lessons through ancient parables.
Have ₹1 crore? How to invest the amount, depending on your age; build wealth, balance growth and make the money last
Having ₹1 crore offers a range of spending options, but setting clear financial goals is crucial. Split the amount for essential expenses, emergencies, investments for growth and personal enjoyment.

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