Blog - Advisors India

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Why a ‘settled’ loan status can hurt your credit score; know the solution
Borrowers who settle loans for less than the full amount may negatively impact their future credit access. Although the loan is marked as 'settled,' lenders may view this as a risk. Here's how borrowers can fix this. 
Gold, silver prices today, 18 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata
Gold and silver prices today, 18 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
A stronger secondary market can drive the next phase of retail bond investing: Suresh Darak
Online bond platforms have widened retail access and pushed monthly turnover above ₹2,000 crore. But Suresh Darak says a deeper secondary market, where investors can buy and sell bonds easily, is key to the next phase of growth.
Can you open multiple Post Office MIS accounts? Here’s what investors must know
Post Office MIS allows investors to open multiple accounts, but the total investment remains capped at ₹9 lakh for individual holdings and ₹15 lakh for joint accounts. Here is how multiple MIS accounts, interest and withdrawal rules work.
Father-in-law's diary showing cash movements in a homemaker's name led to ₹33.50L tax addition; ITAT grants relief
A taxpayer faced a ₹33.50 lakh tax addition after the tax department found cash transaction entries in her name during a search. Here's why ITAT deleted the addition. 
8th Pay Commission: CGEGIS cover unchanged for decades; central government employees want higher insurance benefits
8th Pay Commission CGEGIS revision: Central government employee unions seek higher insurance cover, revised contributions and better financial protection. Here are the key CGEGIS demands, existing insurance slabs and what employees can expect from the Pay Commission.
Mutual funds with the highest BSE exposure: Could we see a major reshuffle after NSE's listing? Experts weigh in
NSE's upcoming listing could have implications for mutual funds that already hold BSE. While some index funds may see no immediate change, active and thematic funds could reassess their exposure. Here are the schemes with the highest BSE holdings and what investors need to watch.
79 square yards, two wills: Why Punjab & Haryana HC ruled in favour of adopted daughter in property dispute
A 79-square-yard property dispute in Ludhiana has reached the Supreme Court after the Punjab and Haryana High Court upheld an adopted daughter's claim based on a later will. The inheritance battle centres on two wills, family relations and competing claims over a six-room house.
Mutual fund calculator: How ₹25,000 a month can yield wealth worth ₹28 crore, thanks to SIP top-up
Starting with ₹25,000 every month and increasing contributions by 12% annually could yield ₹28 crore. Here's how.
Passing UPI MDR to customers is a criminal offence: Here's what the law says — experts weigh in
UPI MDR will apply to specified P2M transactions above ₹2,000 from 15 October. While the charge is levied on merchants, the government has warned that passing it on to consumers would constitute a criminal offence. Here’s what the law says.