Has banking changed with technology disruptions, centuries of evolution?

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The essence of banking remains anchored in timeless principles of prudence and trust. As we navigate the tumultuous waters of innovation, let us not lose sight of the enduring core of banking that has withstood the test of time

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Small Savings Schemes: These tax-saving instruments offer up to 7.5% interest. Should you invest?
Investments in small savings schemes help investors create a corpus for emergency purposes and achieve financial goals. They also offer tax benefits up to ₹1.5 lakh under Section 80C.
India’s self-employed: Bridging the insurance gap with tech-enabled solutions
Despite contributing significantly to the economy, India’s 300 million self-employed face hurdles in accessing life insurance due to irregular incomes and lack of formal documentation. Leveraging technology and dynamic underwriting can unlock tailored solutions for this underserved segment.
Indian banks' balance sheets stay robust, bad loans decline more, central bank report says
INDIA-CENBANK/REPORT (PIX):Indian banks' balance sheets stay robust, bad loans decline more, central bank report says
Mutual Funds: Total asset size spikes 40% in a year, individuals own lion’s share as equity schemes turn favourites
The proportionate share of equity-oriented schemes was 59.7 per cent of the industry assets in November 2024, up from 54.9 per cent a year ago. Conversely, the proportionate share of debt-oriented schemes dropped from 18.5 per cent to 14.8 per cent in one year.
Plan to buy a house? Check these 11 essential home loan terms first
Buying a home requires careful planning and investment. Key home loan terms include principal amount, interest rates, EMI, loan tenure, processing fees, and LTV ratio. Understanding these aspects helps borrowers make informed decisions and manage their finances effectively.
Can you combine your corporate and retail health insurance?
In corporate insurance, the insurer will only cover up to the capped room rent amount, including room rent-linked other expenses. Your base policy, which has no room rent cap, can cover the remaining room charges and associated costs not covered by the corporate policy.
GST on selling old cars FAQs: From impact on dealers and individuals to tax calculation—all your questions answered
GST on selling old cars FAQs: The recent hike in GST on used cars from 12% to 18% has stirred discussions about its implications for buyers and dealers. Will this increase lead to higher prices, and how will it impact the thriving used car market? Dive into the details to find out.
Investing in 2025: How often should you rebalance your portfolio?
With the New Year approaches, portfolio reviews are essential. Experts recommend regular assessments and adjusting allocations based on market conditions while considering tax implications. Diversification and systematic withdrawal strategies can also help investors manage risks and financial goals.
Asset quilt: How returns varied across assets classes in 2024 and last 10 years
Equity returns moderated in 2024 after a strong rally in previous year
These 5 credit cards give cashback when you buy gadgets online
The credit cards which are considered popular among gadget enthusiasts give good cashback to the cardholders and include Amazon Pay ICICI Credit Card and HDFC Bank Millennia Credit Card

Has banking changed with technology disruptions, centuries of evolution?

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