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Investing Early
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Investing Early Matters More Than Investing Big

Investing Early matters more than investing big. Learn how starting early builds wealth through compounding, discipline, and long-term growth. Many people believe that you need a big amount of money to start investing. However, this is not true. In reality,…

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  • Equity LTCG tax relief buzz: SBI wants level playing field for bank deposits; key points for FD, savings account holders

    Amid the growing debate over LTCG tax relief on equities, SBI Research suggested a level playing field between equity investments and bank deposits. It has proposed tax relief on savings account interest to make bank deposits more attractive to savers.

  • 8th Pay Commission completes 66% of timeline — Employees await recommendations, fitment factor and revised pay structure

    One year since being commissioned, the 8th Pay Commission has completed 66% of its tenure timeline. Its ToR indicates employees and pensioners can await final recommendations, fitment factor and revised pay structure. 

  • Festive shopping on EMIs? Beware the debt trap of stacking them

    Festive deals and small monthly payments make big-ticket purchases easier, but stacking EMIs can strain cash flows, erode savings and hurt future borrowing prospects.

  • Gold, silver prices today, 4 Nov: Check 24K, 22K gold, 999 silver rates in Delhi, Mumbai, Kolkata ahead of Dhanteras

    Gold and silver prices declined in India on 4 November, ahead of Dhanteras and Diwali 2026. Check the latest retail rates of 24K, 22K gold and 999 fine silver across major cities, along with domestic and international market trends.

  • Diwali gift for these railway employees: 30-day non-productivity-linked bonus approved; know eligibility, calculation

    The Ministry of Railways has approved a 30-day non-productivity-linked bonus for FY 2025-26. Here are the eligibility conditions, the calculation formula, the ₹7,000 monthly calculation ceiling and the special provisions for employees across different service categories.

  • DA arrears case: Punjab HC issues contempt notice to chief secretary, orders compliance affidavit in 10 days—Top updates

    The Punjab HC issued a contempt notice to the state Chief Secretary and directed the Chief Secretary to file a compliance affidavit within 10 days regarding the non-compliance with the High Court's earlier order. The next hearing is on 17 November.

  • PFRDA revises MSF naming rules, clarifies how PoPs must display pension fund schemes: Key NPS changes from 1 December

    PFRDA has revised NPS scheme naming rules, removing category codes from MSF scheme names while requiring separate risk-category disclosures. It has also clarified how PoPs must display pension fund schemes during subscriber onboarding. 

  • ₹8.66 crore cash trail found on woman's computer during Income Tax raid: Why ITAT gave her a clean chit

    An Income Tax search uncovered ₹8.66 crore in cash transactions on a woman's computer, triggering a massive tax demand. But ITAT ruled that the expenditure belonged to a real estate company, not the woman, and deleted the tax addition.

  • How to check gold purity at home: 5 simple tests to identify genuine gold jewellery; check BIS hallmark and HUID

    Many consumers may not know how to distinguish genuine gold from jewellery containing a higher proportion of other metals. While professional laboratory testing remains the most reliable way to establish gold purity, certain simple checks at home can help identify possible irregularities

  • PNB and Canara Bank revise FD interest rates in November 2026: How much can general, senior citizens earn now?

    PNB and Canara Bank have revised their fixed deposit interest rates from November 1 and 2, 2026, respectively. The changes affect select tenures and returns for general customers and senior citizens, while Axis Bank has also revised rates on bulk deposits of ₹3 crore and above from November 3.

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