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Saving v/s Investment – Understanding the Differences

Saving v/s Investment is a topic many people search for when they want to manage money better. Although both help you secure your future, they are not the same. In fact, understanding the difference can completely change how you handle…

Why asset allocation, not prediction, drives long-term returns
Multi-asset investment offers lower volatility, better risk-adjusted returns, and built-in tax-efficient rebalancing, said Saugata Chatterjee of Nippon Life Asset Management, at the Mint Money Festival 2026
Vijay Kedia’s Valentine’s Day masterclass: From ‘situationships’ to stock market discipline
At Mint Money Festival 2026, Vijay Kedia used Gen Z dating slang—from “situationships” to “ghosting”—to decode stock market discipline, long-term commitment and wealth creation.
Beyond FDs: How to build a diversified fixed-income portfolio
At the Mint Money festival on Saturday, Vineet Agrawal, co-founder of Jiraaf, explained how fixed-income instruments fit into modern portfolios.
Your toughest investment opponent is yourself: Bajaj Finserv MF's Ganesh Mohan
At the Mint Money Festival 2026, Bajaj Finserv Mutual Fund MD Ganesh Mohan explains why investor psychology, and not market timing, largely determines long-term returns.
₹20 crore and still not enough? Rethinking retirement planning
At the Mint Money Festival, Aarati Krishnan explains why retirement feels harder today, why 25x may not be enough, and how inflation, longevity and compounding reshape the real corpus goal.
How investors should invest in mutual funds in today's environment
Experts urged investors to stick to disciplined asset allocation, temper equity return expectations, and avoid chasing rallies in gold or silver ETFs.
Why you shouldn't make investment decisions based on tax incentives
Monika Halan, founder of Dhan Chakra Financial Education, explained why tax breaks shouldn't influence your investment decisions, and decoded Budget 2026 for households to explain what really matters for jobs, taxes, investments and long-term financial security.
Tax refunds jump 22% so far, claims Scott Bessent – what should filers look for this season?
The average tax refund has increased by 22% this season, according to Treasury Secretary Scott Bessent. The IRS has not released official data yet, and early figures can be misleading, says expert.
How to earn ₹20,000 per month using SCSS while getting tax benefits? Explained
SCSS is a government-backed small savings scheme designed for senior citizens to keep their finances steady after retirement. SCSS gives Indians over the age of 60 to have a secure and safe investment avenue.
Explained: Can you open more than one PPF account? Here's what government rules say
Individuals can invest a minimum of ₹500 and a maximum of ₹1.5 lakh per year for 15 years in their PPF accounts. This amount is locked in for 15 years, after which you can get your investment back with interests without having to pay any tax.