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Saving v/s Investment – Understanding the Differences

Saving v/s Investment is a topic many people search for when they want to manage money better. Although both help you secure your future, they are not the same. In fact, understanding the difference can completely change how you handle…

8th Pay Commission: 10 key FAQs on salary hike, pension and fitment factor for central government employees
The 8th Pay Commission, constituted on November 3, 2025, is reviewing salaries and pensions for central government employees and pensioners over its 18-month tenure. Its recommendations, expected by May 2027, will significantly impact financial benefits and livelihoods amidst rising inflation.
Vaibhav Sooryavanshi has an estimated net worth of ₹7 crore at 15: How does income tax work for minors?
Teen cricketer Vaibhav Sooryavanshi has a net worth of ₹7 crore at 15, primarily from cricket earnings and endorsements. Tax laws for minors in India generally club their income with that of the parent, with exceptions for specific circumstances like income from personal skills. Details here.
₹50,000 salary blueprint for Bengaluru women: Budgeting, SIPs, tax planning and wealth creation
Working women in Bengaluru earning ₹50,000 should prioritize personalized financial planning. By tracking expenses, building an emergency fund, and utilizing AI tools for budgeting, they can achieve financial stability and make informed decisions for their future.
Equity MFs investing in energy stocks turn chart toppers
Despite economic strain from the oil shock, equity mutual funds in the energy sector have performed remarkably, gaining 9.4% in 2026. The Nifty Energy Index rose 14.3%, benefiting from strong earnings growth and high demand, making these funds a tactical investment choice for high-risk investors.
ITR filing AY 2026-27: Why salaried taxpayers should wait until 15 June before filing returns
The Income Tax Act, 2025, effective from April 1, 2026, renames Form 16 to Form 130. Salaried taxpayers should wait until June 15 to file ITR for AY 2026-27, as employers must provide Form 130 by this date for accurate filing.
Why AA matters more than stock selection for multi-generational wealth
For multi-generational wealth, effective asset allocation is crucial. Relying solely on stock selection increases risk and volatility. A balanced portfolio enhances stability and growth potential, safeguarding investments against economic downturns and ensuring long-term wealth preservation.
What Karnataka high court’s ruling on hiring advocates means for insurance ombudsman system
The Karnataka High Court's recent ruling in insurance disputes asserts that complainants have the right to legal representation as cases progress beyond mediation. It rejected the concern  that policyholders who need help are somehow gaming the system by seeking it.
Tax on property sale in India: How capital gains are taxed and ways to claim exemption
Selling a house can result in capital gains tax, depending on how long the property was held. However, certain exemptions are available for homeowners. Full details here.
Home loan balance transfer explained: How lower rates can cut EMIs and save lakhs
New home loan borrowers should consult financial advisors to assess their financial health before choosing a loan. A balance transfer to a lender with lower rates can lead to significant savings over time, but borrowers must weigh the benefits against potential costs and challenges.
DTAA explained: How NRIs can avoid double taxation and save on taxes?
DTAA allows NRIs to pay tax only in one country or at reduced rates, preventing double taxation on income earned in India and their country of residence. Here's how it works.