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How Investing Works
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How Investing Works: Simple Explanation & Examples

How Investing Works: Learn with simple examples, grow your money, and understand the basics to start your journey to financial success today. Investing can sound complicated at first. However, once you understand the basics, it becomes much easier. In this…

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  • New online gaming rules come into effect from May: Here's what changes for you, how money games are impacted

    India's online gaming rules, effective 1 May establish a framework to differentiate between money games and permissible e-sports. Here's what changes for you with new user safety features, regulatory authority, and mandatory registration for certain games.

  • Income-tax returns: What is the difference between exemption, deduction and tax rebate when filing ITR?

    Indian residents must file income-tax returns and report earnings from various sources. We breakdown of some of the important terms you need: difference between deductions, exemptions and rebate.

  • I-T slabs: Check tax rates for old and tax regime amid changes to salary breakup due to new labour laws

    While the new labour law has altered salary structures, affecting in-hand pay and tax implications, choosing between the new and old tax regimes depends on applicable tax slabs and deductions.

  • How multi-asset funds use smart diversification in equity, debt and gold for stable growth

    Investors can consider multi-asset funds for stability as market volatility rises, using diversification across equities, debt and gold to balance risk and improve long-term wealth-creation potential.

  • Top 5 fixed income options for senior citizens: Check interest rates, payout, key highlights

    Investment in fixed income schemes provides a good and steady pad up to your pension stream with regular payouts and is an attractive option at a time when active earnings from employment have tapered.

  • India’s new labour codes decoded: Early impact, key shifts and what lies ahead

    Five months after implementation, India’s four new labour codes reflect evolving changes in wages, safety and social security, with outcomes depending on effective coordination, compliance and alignment across industries and states.

  • Check home loan interest rates in April 2026 from Bajaj Finserv, LIC Housing Finance, Tata Capital & other leading HFCs

    Smart home buying starts with clarity on home loan interest rates and related concepts. Aspiring borrowers must carefully compare housing finance lenders, applicable costs and key factors before choosing affordable housing finance options. Check home loan interest rates in April 2026 from HFCs here.

  • AI layoffs are real: Is your emergency fund ready?

    The traditional six-month emergency fund may no longer be enough in the age of AI-driven layoffs.

  • ITR filing 2026: Are credit card rewards, cashback taxable in India? What you need to know

    As ITR filing season nears, credit card rewards in India are generally treated as discounts, not taxable income. However, high-value rewards or those linked to business expenses may attract scrutiny. Here's what experts have to say about its tax treatment.

  • Sales machine or advisory model? RBI’s reset for bank-led insurance

    RBI’s draft rules seek to curb mis-selling in the bancassurance model through suitability checks and tighter oversight. Experts say sales may not fall, but scrutiny will rise.

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