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How Investing Works
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How Investing Works: Simple Explanation & Examples

How Investing Works: Learn with simple examples, grow your money, and understand the basics to start your journey to financial success today. Investing can sound complicated at first. However, once you understand the basics, it becomes much easier. In this…

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  • Foreign assets disclosure scheme 2026: What taxpayers with unreported overseas crypto should know

    FAST-DS 2026 allows eligible taxpayers to voluntarily disclose certain undisclosed foreign assets and income. But can it cover unreported overseas crypto? The rules depend on where the crypto is held, how it was acquired and whether the taxpayer meets the scheme’s conditions.

  • When to ignore personal finance advice, however convincing it sounds: 5 checks to run before investing your savings

    Investing requires careful evaluation, warns Srikanth Matrubai, founder and CEO of SRIKAVI WEALTH. He gives 5 rules for personal finance.

  • Buying a ₹3 lakh iPhone every 3 years? Know the monthly SIP you need, resale benefit and when EMI makes sense

    A premium phone upgrade can become a planned financial goal instead of a sudden expense. Here's how much you may need to set aside every month, how resale value can lower the burden and what to consider before choosing an EMI.

  • Delhi Building Workers Health Scheme: Eligibility, key benefits, coverage and implementation, explained

    Delhi Building Workers Health Scheme: The Delhi LG has approved the health scheme for registered building and other construction workers and their eligible dependent family members. Here's all we need to know… 

  • Power of compounding: First crore takes time, then your money blooms; how your lump sum and SIP investment jump ahead

    Compounding transforms ₹30 lakh invested over 30 years into ₹5.23 crore, with the first crore achieved after 13 years. Check how your investment, lump sum or SIP, jumps because of the power of compounding.

  • 8th pay commission: How much salary hike would fitment factor of 2.57 or 3.83 give central govt employees?

    The 8th central pay commission's recommendations are expected to benefit over 1 crore central government employees and pensioners. Check how much salary hikes they can likely get from fitment factor of 2.57 or 3.83.

  • Top 10 small-cap mutual funds: Which schemes delivered high returns with relatively lower risk?

    Small-cap funds have seen strong investor interest, but returns and volatility have varied sharply across the largest schemes. The top 10 funds by AUM are compared to see which delivered the strongest three-year and five-year returns and how their volatility stacked up.

  • DA update: How is dearness allowance calculated? Here's why there is demand for change in the formula

    DA update: Today, we explain how dearness allowance is calculated for central government employees and pensioners; and why the All India Defence Employees Federation is demanding that the formula be updated.

  • CPI inflation rises to 4.82% in August 2026: Which everyday items became costlier and which got cheaper?

    India’s retail inflation rose to 4.82% in August 2026, while food inflation climbed to 5.95%. But the impact was uneven across products, with some everyday essentials seeing sharp price increases while others became cheaper. Here’s what changed.

  • At just 15%, low taxes offset Hong Kong’s high cost of living for this NRI couple

    This couple unpacks the paradox of living in Hong Kong, where high expenses meet a lucrative job market.

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