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Smart Investing: Understanding Investing for Beginners

Smart investing starts with understanding the basics. However, many beginners feel confused. Therefore, they delay investing. As a result, they miss valuable opportunities. This guide explains smart investing in a very simple way. Moreover, it helps beginners learn…

Railway employees may get productivity-linked bonus: How much can they expect this festive season?
The Union Cabinet is expected to consider railway employees’ productivity-linked bonus on 14 October, but no payout has been approved. The Railway Board says a circulating letter claiming approval of a 78-day bonus is forged. 
How to invest when your income doesn’t arrive every month
For freelancers and business owners, irregular cash flows can make monthly SIPs difficult to sustain. An annual investment target, fixed asset allocation and adequate liquidity can help.
Diwali shopping 2026: CPI inflation crosses 5% in September, may hit 6.8% in November — what item-wise data reveals
India’s retail inflation crossed 5% in September 2026, with projections pointing to a possible peak in November. As households prepare for Diwali shopping, what do the latest CPI figures reveal about festive expenses, and which purchases could put pressure on budgets?
5 money lessons from Jay Shetty's bestseller ‘Think Like a Monk’: Ancient Vedic wisdom for wealth creation
Jay Shetty’s Think Like a Monk offers five ways to build a healthier relationship with money. Check out 5 lessons about wealth creation. 
Online shopping, job and lottery scams in India 2026: 67% of victims recover no money, survey finds
Nearly 67% of Indian scam victims who lost money recovered nothing, while 33% of reported cases remain unresolved. From online shopping fraud to AI-enabled scams, here's what the findings reveal and what consumers need to know.
Income Tax Act, 2025: NRI tax residency in India—182-day stay rule, ₹15 lakh threshold and ITR exemption condition
Living abroad does not automatically make you a non-resident for Indian tax purposes. Residency depends on the number of days spent in India, income and other conditions. Know about the 182-day and 120-day tests, deemed residency, ITR exemptions and the transition to the Income Tax Act, 2025. 
CBDT sends tax audit reminders to nearly 12,000 professionals ahead of 21 October deadline: What is SAKSHAM NUDGE?
The CBDT has expanded its SAKSHAM NUDGE initiative to include tax professionals, sending nearly 12,000 reminders to those with lower-than-usual tax audit filings. 
LIC to launch three insurance plans on 19 October: Benefits, features and eligibility explained
LIC will offer three new insurance plans from 19 October 2026. New Jeevan Dhara-II provides deferred annuity income, Health Shield offers fixed health benefits, and New Cancer Cover provides financial payouts for specified cancer diagnoses.
PPF account declared irregular after 12 years: What happens to your interest? High Court ruling explained
The Karnataka High Court ruled that postal authorities could not deny PPF interest after allowing an irregular HUF account to operate for 12 years. The decision highlights the authorities' responsibility for irregularities they permitted.
Stocks, mutual funds, gold and property: How LTCG tax differs across asset classes
LTCG tax rules differ across stocks, mutual funds, gold and property, with different holding periods, tax rates and exemptions. Here is what investors need to know about the tax treatment of their investments under the current framework.