Difference between Saving and Investment

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Saving v/s Investment – Understanding the Differences

Saving v/s Investment is a topic many people search for when they want to manage money better. Although both help you secure your future, they are not the same. In fact, understanding the difference can completely change how you handle…

Gold loans: Turning the rainy-day asset into a liquidity tool
Gold loans are shedding their “last-resort” image as record prices unlock higher borrowing capacity. Experts say disciplined borrowing and awareness of LTV risks are key as more households monetise idle gold.
Deepak Shenoy flags fake I-T assessment orders — Here's how to check if your notice is real, and what to do next
Deepak Shenoy has alerted people to fake tax notices being circulated via email, urging vigilance against fraudsters during tax season. Here's how to check whether your tax notice is genuine and what steps to take next.
Multi-asset FoFs are multiplying. Do investors really need them?
Multi-asset funds are drawing strong inflows, but Sebi’s FoF recategorization has triggered a wave of new variants. While they promise deeper diversification, the growing menu may also complicate investor choice.
Why replicating UPS pensions through NPS is harder than it seems
Central government employees must choose between NPS and UPS. Our simulations show that replicating UPS’ assured, inflation-linked pension through a market-linked NPS corpus is difficult in most realistic scenarios.
Core and satellite portfolios: Investment strategy, benefits, dos and don'ts, and common mistakes explained
The Core and Satellite portfolio strategy combines stable, long-term investments (Core) with higher-risk, high-reward opportunities (Satellite). Here's why this combination approach could be worth exploring…
Tax savings FDs vs National Savings Certificate? Check interest rate and other details to choose what works best for you
Tax savings FDs vs National Savings Certificate? Check details and rate of interest to choose what works best for you
The financial red flags women must watch for and how to deal with them
Many women have been accustomed to signing financial documents without full understanding, largely because they were not actively included in financial decision-making. Take the time to read, ask questions and fully understand financial documents
Looking for higher FD returns? Check how much interest rates top NBFCs offer in India
NBFCs usually provide fixed deposit rates higher than traditional banks, reaching up to 7-8%. Here's how much interest rate top financial institutions are offering in India.
Women and inheritance: What the law says about your property rights
Owning property is key to financial security, yet many women still miss out on their rightful inheritance. Here’s what the law provides and the steps women can take to claim their share.
Will gold build on its 2025 spectacular gains? Ways to invest in yellow metal in 2026
Gold ETFs and FoFs provide digital ownership with no storage and insurance costs, ease of buying and selling, etc. Gold coins and bullion provide tangible ownership with immediate possession, while gold jewellery serves investment and consumption needs.