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Understanding Embedded Finance & the Future for Investors

Introduction: In the ever-evolving landscape of finance, a transformative trend known as embedded finance is reshaping traditional banking and investment paradigms. Embedded finance refers to the integration of financial services into non-financial platforms and applications, seamlessly embedding banking, lending, payments,…

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advisorsindia.in blogs

Growth vs. Value Investing: Which One to Choose?

Introduction: In the world of investing, two prominent strategies often stand out: growth investing and value investing. Both approaches have their own merits, attracting investors with distinct philosophies and objectives. While growth investing focuses on companies with high potential for…

Which are the best entry-level credit cards for 2025? Top 5 picks revealed
Credit cards can help save money while maintaining lifestyle. For entry-level professionals, evaluating finances before applying is crucial to avoid debt. Consider top credit cards for 2025, but remember they come with risks and check bank websites for updates.
What is the Modified Interest Subvention Scheme and how does it benefit farmers?
Launched in 2006-07, the Modified Interest Subvention Scheme (MISS) supports farmers with affordable credit, offering loans up to ₹5 lakh at reduced interest rates. The scheme aids recovery from natural disasters and encourages timely loan repayment to alleviate financial burdens on farmers.
Top 8 credit cards for international travellers in 2025: Unlock exclusive perks
Frequent international travelers can save on expenses with travel credit cards. Here are the top 8 cards for 2025. Use them wisely to avoid overspending and missed repayments, which can affect your credit score.
10 best credit cards for UPI transactions in 2025: Top picks revealed
UPI payments are popular for their ease and transparency. Regular users can benefit from credit cards tailored for UPI transactions. However, it's crucial to use credit cards responsibly to avoid overspending and negative impacts on credit scores.
How a single missed EMI can impact your credit score – And what you can do about it
Missing an EMI payment by a day in India can result in serious fines along with a blow to your credit score. Lenders are tightening policies, and it is crucial that the borrower knows the effects of late payments and how to be exempted from them.
Advance tax: Here's how to calculate and pay your final instalment for the fiscal year
Except for some senior citizens, advance tax must be paid by all assessees, including NRIs, if the tax payable is ₹10,000 or more. Read on to avoid paying fines in the form of interest.
Two in 3 customers want banks to reimburse scam victims; boost safety measures: Survey
Two in 3 customers want banks to reimburse scam victims; boost safety measures: Survey
New vs old income tax regime: ₹1 crore to ₹5 crore salary — What's your actual take-home pay?
The new tax regime in India offers higher take-home salaries and lower average tax rates compared to the old regime for incomes between ₹1 crore and ₹10 crore, making it a more appealing choice for high earners despite the absence of exemptions and deductions
How does a credit score work in case of joint loan applications? Find out
A joint loan application benefits both borrower and co-borrower by improving credit scores and increasing loan approval chances. Timely EMI payments are crucial, as any delays can negatively impact both parties' credit reports. Weighing the pros and cons is essential before becoming a co-applicant.
Should you borrow to invest? The truth about taking a personal loan for stocks
The Indian stock market continues to remain volatile due to the ongoing geo-political issues such as: Trump’s tariff threat, Russia-Ukraine war, global inflation, high interest rates etc. All these issues have cumulatively resulted in India’s benchmark Nifty 50 index suffering a swift correction.