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Mutual Funds Types In India

Mutual funds in India offer a wide range of options catering to various investment objectives, risk appetites, and time horizons. While specific offerings may evolve over time, here are some common types of mutual funds available in India as of…

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The Hidden Risks Of NPS Debt Portfolio

The National Pension System (NPS) in India offers investors the choice of investing in various asset classes, including equities, corporate bonds, government securities, and alternative assets. The debt portfolio of NPS primarily consists of government securities, corporate bonds, and other…

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Can We Beat Inflation By Investing In Gold in India?

Investing in gold is often considered a hedge against inflation because it tends to hold its value over time. In India, gold has traditionally been a popular investment choice due to cultural and historical reasons, and it’s often seen as…

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Who Can Invest in New Government Of India Bond 2073?

The “Government of India Bond 2073” seems to refer to a specific government bond issued by the Indian government with a maturity date in the year 2073. However, without further details or context, it’s challenging to provide specific information about…

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5 Best Credit Cards for Beginners in India With Salary 4 Lakh

Here are five credit cards suitable for beginners in India with a salary of 4 lakh or more. Please note that credit card offerings and terms may change over time, so I recommend verifying the latest information from the respective…

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What is EBITDA?

Introduction: In the realm of finance and business, the term EBITDA often surfaces in discussions related to company performance and valuation. But what exactly is EBITDA, and why is it considered an important metric for investors and analysts? In this…

ITR Refund Delay FY24-25: CBDT Chairman reveals reasons; here's when you will get it and steps to check status
ITR Refund delay: The ITR filing deadline for this year was September 16 and taxpayers have been expecting their tax refunds for a while now. Ravi Agrawal said that taxpayers can expect their ITR refunds to be credited to their accounts soon.
Shopping, gifts, travel: How to enjoy wedding season without hurting your credit score
Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.
‘Credit score is the new festive currency’, India’s shopping season just got smarter
The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.
What is a systematic withdrawal plan and how it works
A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.
Debt-to-income ratio explained: The key factor behind personal loan eligibility
A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.
CGAS explained for property sellers: Latest changes and how they reduce your tax
You can now use electronic modes to deposit money in CGAS, open accounts with private banks
Personal loan closure: What it really means for your credit score
If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.
Consultant or employee: Which role actually leaves you better off?
Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?
8th Pay Commission: What happens to your DA hike until the new recommendations are implemented?
8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.
Freeze your credit report: When you should do it and why it matters
A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.