Advisors India

(0)
advisorsindia.in blogs

Risk Management in Insurance

Risk management in insurance refers to the processes, strategies, and practices that insurance companies use to identify, assess, and mitigate risks associated with their operations and the policies they underwrite. Insurance companies are exposed to various types of risks, including…

(0)
advisorsindia.in blogs

Benefits of SIP

Systematic Investment Plan (SIP) is a method of investing in mutual funds that offers several benefits to investors. Here are some of the key benefits of SIP in mutual funds: Overall, SIPs in mutual funds offer a structured and effective…

(0)
advisorsindia.in blogs

Best Life Insurance Policies

Here are the best life insurance policies in India:- These life insurance policies offer a range of features and benefits to cater to different needs and preferences. It’s advisable to carefully review the policy details, premiums, riders, claim settlement track…

(0)
advisorsindia.in blogs

ICAA Mega Convention 2024 with all details

The Independent Consultants and Advisor Association (ICAA), representing East India’s Mutual FundDistributors (MFDs), recently concluded its annual gathering, the ‘ICAA Mega Convention 2024,’held from February 29 to March 2 at Sterling Resort in the scenic locale of Puri, Odisha. Please…

(0)
advisorsindia.in blogs

How Cryptocurrency works?

Cryptocurrency works through a combination of cryptography, decentralized networks, and consensus mechanisms. Here’s a simplified overview of how it operates: Overall, cryptocurrencies provide a decentralized and secure way to make transactions without the need for intermediaries like banks. However, it’s…

(0)
advisorsindia.in blogs

Why do I need Life Insurance?

Life insurance serves several important purposes for individuals and their families. Here are some key reasons why you might consider having life insurance: Keep in mind that the type and amount of life insurance coverage you need may vary depending…

Income Tax Filing: IT Dept launches ‘TAXASSIST’ to help with queries and notices | Here is how it works
Income Tax Filing: The Income Tax department launched 'TAXASSIST' to aid taxpayers with inquiries and notices ahead of the 15 September 2025 deadline. This initiative includes reminders about key tax actions and provides guidance on related issues.
SEBI Jane Street scandal: How retail investors can protect themselves – 5 key insights
SEBI's action against Jane Street exposes high risk expiry day manipulations, urging retail investors to stay informed, avoid impulsive trades, and prioritise vigilance in volatile equity markets.
Bank of Baroda waives off minimum account balance charges on savings bank accounts. What does this mean?
From July 1, 2025, saving bank account holders will not be liable to pay any minimum account balance (MAB) charges if they fail to maintain the minimum balance. However, there will be charges on premium bank accounts
Punjab National Bank slashes MCLR by 5 bps to ease borrowing costs
Punjab National Bank has reduced its MCLR by 5 basis points on various loan tenors effective July 1, 2025, providing relief to borrowers amidst rising interest rates.
Income Tax: Online Form ITR-B released for taxpayers who received notice under 158BC. Check details here
Income Tax: Section 158BC applies when undisclosed income is unearthed during search or seizure operations conducted by the Income Tax Department.
No prepayment penalty on business loans: RBI’s big relief for individuals and small enterprises
RBI has barred banks and NBFCs from levying pre-payment penalties on floating rate loans to individuals and MSEs for business use, effective January 1, 2026.
Bank of Baroda cuts home loan interest rate to 7.45%, offers zero processing fees for new borrowers
Bank of Baroda reduces home loan interest rate to 7.45% and waives processing fees for new borrowers, aiming to boost credit growth and support affordable housing demand.
Your credit score isn’t final — Here’s how to bounce back from a low rating
A low credit score can be improved through timely payments, low utilisation, and monitoring. RBI’s updated rules now help borrowers rebuild credit faster with better data accuracy.
Should you take a personal loan via GPay? Pros, cons, and hidden charges explained
Google Pay now provides instant personal loans through partner lenders with quick approvals and minimal paperwork, but users must watch out for high interest rates, eligibility checks, and hidden charges.
Business credit card: Features, eligibility, fees and how it works
Business credit cards serve to manage business expenses, maintaining a clear distinction from personal transactions. Offered by various banks with different fees, they enhance cash flow and simplify financial management for businesses, freelancers, and employees in growing companies.