Advisors India

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How to Pay 0 Income Tax on Salary of Rs 20L+?

It’s important to note that completely eliminating income tax liability on a salary of Rs 20 lakh or more in India is not feasible due to the progressive tax system. However, there are legal strategies to minimize tax liability. Here…

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What is Capital Guarantee Plans?

Capital Guarantee Plans, also known as Capital Protection Plans, are a type of investment product offered by financial institutions such as insurance companies or mutual funds. These plans are designed to provide investors with a certain level of guarantee on…

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advisorsindia.in blogs

What is Alternative Investment Funds (AIFs)?

Alternative Investment Funds (AIFs) are a category of pooled investment vehicles that invest in assets beyond traditional investment options like stocks, bonds, and cash. These funds cater to sophisticated investors and offer exposure to a diverse range of alternative asset…

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What is the difference between Equity and Debt Funds?

Aspect Equity Funds Debt Funds Investment Objective Aim for capital appreciation over the long term by investing in stocks of companies across various sectors. Focus on generating regular income and preserving capital by investing in fixed-income securities like bonds, debentures,…

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What is ELSS Fund?

ELSS stands for Equity Linked Savings Scheme, which is a type of mutual fund scheme available in India. ELSS funds are specifically designed to offer tax benefits under Section 80C of the Income Tax Act, making them popular among investors…

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advisorsindia.in blogs

As a financial advisor how can I attract new customers?

As a financial advisor, attracting new customers is essential for growing your client base and increasing your assets under management (AUM). Here are several strategies you can employ to attract new clients: By implementing these strategies consistently and focusing on…

Bancassurance and your wallet: Spot the traps before you sign
Prevention is better than cure. To avoid the mis-selling trap, you need to identify red flags.
UPI collect request for P2P transactions banned from Oct 1. What it means?
Earlier introduced for convenience, e.g., to recall friends about due repayments or splitting bills, UPI Collect has lately been often abused by fraudsters, and hence set to be discontinued.
Income Tax Return: How to file ITR as salaried individual — A step-by-step guide
Income Tax return: Filing ITR is essential for financial management.The Income Tax Department offers an online utility to file returns. Ensure correct ITR form selection, verify personal information, and provide bank details for validation.
Independence Day 2025: 5 effective ways to achieve true financial freedom
Independence Day 2025: Achieving financial freedom requires disciplined saving, smart investments, debt management, insurance planning, and goal setting to build long-term security, stability, and wealth while ensuring protection against unforeseen financial challenges.
Don't let market narratives influence your chase for higher yields
An investor’s ability to hold through noise matters as much as holding to maturity. Investors should therefore not only put in a lot of effort into analysing the companies before investing, but also carefully evaluate their own risk appetite
Trump’s crypto cheer lifts Bitcoin, but core risks still loom
White House backing and Wall Street interest are driving Bitcoin’s surge, yet its volatility, custody risks, and shaky fundamentals remain.
Can AI wrongly flag legitimate transactions as ‘suspicious’? RBI flags key concerns in latest report
From reinforcing existing vulnerabilities and wrong credit scoring to fraud detection – AI can falter on a range of things, highlights RBI's Free AI Committee Report
Why is my ITR refund getting delayed? Common reasons explained
As the deadline for AY 2025-26 income tax returns approaches, taxpayers may encounter delays. Key reasons for refund delays include Aadhaar-PAN mismatches, incorrect bank details, false claims, inconsistent information and more.
Personal loan processing fee: What it means and why banks charge it
A personal loan processing fee is a one-time non-refundable charge covering administrative costs, with rates varying by lender, loan size, borrower profile, and applicable GST, affecting overall borrowing costs.
What happens if you default on your personal loan and it becomes an NPA?
Any delay in EMI repayment leads to personal loan categorisation in SMA or NPA. The delay hits the credit score and invites legal action from the bank for loan recovery.