Advisors India

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TIPS FOR FINANCIAL PLANNING FOR WOMEN

Financial planning is essential for everyone, including women who often face unique challenges such as the gender pay gap, longer life expectancy, and career interruptions due to caregiving responsibilities. Here are five tips for financial planning specifically tailored for women:…

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How to Pay 0 Income Tax on Salary of Rs 20L+?

It’s important to note that completely eliminating income tax liability on a salary of Rs 20 lakh or more in India is not feasible due to the progressive tax system. However, there are legal strategies to minimize tax liability. Here…

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What is Capital Guarantee Plans?

Capital Guarantee Plans, also known as Capital Protection Plans, are a type of investment product offered by financial institutions such as insurance companies or mutual funds. These plans are designed to provide investors with a certain level of guarantee on…

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advisorsindia.in blogs

What is Alternative Investment Funds (AIFs)?

Alternative Investment Funds (AIFs) are a category of pooled investment vehicles that invest in assets beyond traditional investment options like stocks, bonds, and cash. These funds cater to sophisticated investors and offer exposure to a diverse range of alternative asset…

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What is the difference between Equity and Debt Funds?

Aspect Equity Funds Debt Funds Investment Objective Aim for capital appreciation over the long term by investing in stocks of companies across various sectors. Focus on generating regular income and preserving capital by investing in fixed-income securities like bonds, debentures,…

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advisorsindia.in blogs

What is ELSS Fund?

ELSS stands for Equity Linked Savings Scheme, which is a type of mutual fund scheme available in India. ELSS funds are specifically designed to offer tax benefits under Section 80C of the Income Tax Act, making them popular among investors…

ITR Refund Delay FY24-25: CBDT Chairman reveals reasons; here's when you will get it and steps to check status
ITR Refund delay: The ITR filing deadline for this year was September 16 and taxpayers have been expecting their tax refunds for a while now. Ravi Agrawal said that taxpayers can expect their ITR refunds to be credited to their accounts soon.
Shopping, gifts, travel: How to enjoy wedding season without hurting your credit score
Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.
‘Credit score is the new festive currency’, India’s shopping season just got smarter
The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.
What is a systematic withdrawal plan and how it works
A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.
Debt-to-income ratio explained: The key factor behind personal loan eligibility
A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.
CGAS explained for property sellers: Latest changes and how they reduce your tax
You can now use electronic modes to deposit money in CGAS, open accounts with private banks
Personal loan closure: What it really means for your credit score
If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.
Consultant or employee: Which role actually leaves you better off?
Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?
8th Pay Commission: What happens to your DA hike until the new recommendations are implemented?
8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.
Freeze your credit report: When you should do it and why it matters
A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.