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Rising incomes driving inflows into financial assets?

Rising Incomes Driving Inflows into Financial Assets In recent years, the relationship between rising incomes and increased investment in financial assets has garnered significant attention. As individuals and households experience higher earnings, their capacity to invest in a diverse array…

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Legal Liability for Fraud in Digital Payments

Legal Liability for Fraud in Digital Payments: Understanding the Risks and Responsibilities In the digital age, the convenience and efficiency of digital payments have revolutionized the way we conduct financial transactions. From online shopping to peer-to-peer transfers, digital payments are…

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SEBI to Implement Single Corporate Filing System Across Exchanges

SEBI to Implement Single Corporate Filing System Across Exchanges: A Major Step Towards Transparency and Efficiency The Securities and Exchange Board of India (SEBI) recently announced its plan to implement a single corporate filing system across all stock exchanges in…

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Tax-Efficient Trading Venues

Tax-Efficient Trading Venues: Maximizing Returns and Minimizing Tax Liability In the world of investing, one of the most critical factors that can influence your returns is taxation. Taxes can significantly impact the net returns on your investments, which is why…

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Currency Derivatives Trading on Domestic Exchanges Plummets Post RBI Diktat: Uncovering the Underlying Issues

Currency Derivatives Trading on Domestic Exchanges Plummets Post RBI Diktat: Uncovering the Underlying Issues Currency derivatives trading on domestic exchanges has experienced a significant downturn following a recent directive from the Reserve Bank of India (RBI). The move, aimed at…

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A Fresh Avatar for Debt Funds

A Fresh Avatar for Debt Funds: Understanding the Evolution and Opportunities Introduction Debt funds, once considered a conservative investment option, have evolved significantly over the years. Known for their relatively stable returns and lower risk compared to equity funds, debt…

What is tax loss harvesting? How does it work? All your queries answered
Income Tax: When capital gains earned on the sale of securities are reinvested to buy new shares, the investor is believed to have carried out tax harvesting.
Stay debt-free: Top 5 ways to control credit card expenses
Credit card spending in India reached ₹1.84 lakh crore in January 2025. Effective management, education on credit, and maintaining a credit utilization ratio below 30% are essential for financial stability and avoiding debt complications. Credit card users must understand these simple fundamentals
As markets turn volatile, is investing in multi asset allocation funds a good strategy for retail investors?
With market reeling under pressure, it is recommended to invest in hybrid mutual funds with exposure to multiple asset classes
Pre-EMI or Full EMI: A complete guide to choosing the best home loan option
Home loans offer Pre-EMI and Full EMI options. Pre-EMIs ease early financial pressure but lead to longer repayment periods and higher interest. Full EMIs cover principal and interest, reducing overall costs. The choice depends on individual financial circumstances and objectives.
How ESOPs can boost employee compensation and drive wealth creation
ESOPs offer potential wealth but are not guaranteed. Their value relies on company performance, and emotional attachment can harm investment portfolios. Tax implications occur at allotment and transfer stages, making informed decisions crucial for employees considering ESOPs.
What is a prepayment penalty on a personal loan and how does it affect you?
Personal loans are becoming increasingly popular in India as they are easily available and convenient. Prominent lending institutions such as: HDFC Bank, ICICI Bank, Kotak Bank, Bajaj Finance, CreditAccess Grameen among others are rapidly scaling up loan distribution services.
How to withdraw VPF for home purchase, loan repayment
It is a misconception that the voluntary and employee provident funds exist separately. Any contribution above the statutory provident fund (12% of basic pay) is the voluntary provident fund.
These 7 banks offer highest interest on their five year fixed deposits. Check list here
These 7 financial institutions offer highest rate of interest on their term deposit. Check list here
Rakesh Jhunjhunwala’s new Titan: The stock that delivered a 430x return
For decades, Titan was the crown jewel of Rakesh Jhunjhunwala’s portfolio, a symbol of his legendary investment foresight. But now, a lesser-known stock has quietly overtaken it—one that turned a ₹3.5 investment into ₹1,728 per share.
Can’t pay your utility bill on time? Here’s how it might damage your credit score
It is important to maintain a clean repayment history. That is why many also raise this question: Do credit scores get impacted because of delayed utility payments? This write-up is dedicated to answer this simple question only.