Blog - Advisors India

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Gold overdraft facility: Here's all you need to know about eligibility, credit limit and comparison to gold loan
Gold overdraft (OD) is a flexible credit facility from banks and NBFCs that allows you to have ongoing access to liquidity while leveraging household gold assets. Here's all you need to know about it…
Retirement planning at 35: 7 steps to achieve financial freedom by 60
Financial independence by 60 can be achieved with early planning, disciplined savings, and smart investments. Starting at 35 maximises compounding benefits. By regularly evaluating strategies, people can secure a fulfilling retirement while navigating the challenges of personal finance in India.
Bank FDs earn up to 7.75%! Check latest interest rate in April 2026—compare SBI, HDFC, ICICI and Yes Bank fixed deposits
FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.
Gold flops and the three bears: navigating unpredictable havens
How gold, the traditional safe haven, struggled during the West Asia conflict and turned from 'hero' asset into a short-term flop.
Why your credit score matters in your home loan journey
A good credit score not only facilitates access to credit but also serves as a comprehensive indicator of an individual's financial behaviour and reliability, effectively functioning as a financial resume.
Income Tax Act 2025: 6 key provisions on deductions, exemptions, notices taxpayers must track
Income Tax Act 2025 simplifies taxation in the country with updated deductions, exemptions, rebates, and digital compliance, helping taxpayers navigate new rules, optimise planning, and reduce risks efficiently.
What’s your money personality? It may decide your market returns
When markets fall, behaviour—not volatility—locks in losses. Financial advisors are decoding ‘money personalities’ to help investors manage fear, risk and long-term returns.
Do UAE-based professionals pay tax on India workshop income?
Domestic tax rules may trigger liability, but DTAA relief can exempt income if stay and fixed-base conditions are not met.
Gratuity calculation rules: Is gratuity taxable? How is gratuity taxed in India? Explained
Since gratuity is a lumpsum amount, employees often receive a large sum at the end of their service to a company. This may raise the question — is gratuity taxable?
Top 5 strategies for salaried professionals to manage monthly expenses and taxes efficiently in FY27
Salaried professionals can enhance financial stability by integrating monthly expense management with tax planning under the Income Tax Act 2025 to optimise savings and ensure cash flow efficiency.