Blog - Advisors India

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Crude hovers near $108 amid US-Iran conflict: How could oil volatility affect your investment portfolio?
Crude prices, which are near $108 per barrel due to the ongoing Middle East conflict, are bound to adversely affect global markets and personal finances. Strategic investing, expense planning, and inflation‑linked assets can help protect portfolios during oil volatility.
8th Pay Commission extends feedback deadline to 31 March: What it means for your salary, pension and allowances
The 8th Pay Commission questionnaire deadline has been extended to 31 March 2026 for employee feedback on pay, pensions and allowances, ensuring comprehensive stakeholder input before final recommendations.
War-hit flight disruptions expose travel insurance gaps
Travel insurance is fundamentally designed to cover individual, unforeseen risks, not large-scale geopolitical events
Claiming HRA? New rental rules kick in from 1 April — what are the changes and what happens if they are ignored?
Starting 1 April, taxpayers must disclose their relationship with landlords when claiming House Rent Allowance (HRA), especially if rent exceeds ₹1 lakh annually. Here's what happens if you ignore or misreport the details. 
Women are powering India’s next credit boom; here’s what the data shows
India's credit ecosystem is evolving, with women emerging as a significant force. They represent 27.6% of retail credit and show faster growth rates compared to men. 
Markets fall, fear rises. Should investors really sit this out?
Market falls trigger fear, but history shows exits often cost more than corrections. The real risk isn’t volatility—it’s missing the rebound while waiting for clarity.
Why you must plan for a 30-year retirement
Longer lifespans and shorter careers mean affluent Indians must plan for a 30-year retirement, not 15—requiring disciplined investing, diversified income and strong health coverage.
Should you buy home loan insurance? How it works and where to buy
Home loan insurance is structurally similar to a term life insurance policy. In the unfortunate event of the borrower’s death during the policy tenure, the sum assured is paid to the nominee or lender, and this amount can be used to repay the outstanding home loan.
Joint home loan: How couples should split ownership, EMIs for maximum tax savings
For a couple taking a joint home loan, how should co-ownership and EMIs be structured to maximise tax benefits and boost approval chances? India’s housing market is shifting, with more couples making shared homebuying decisions - Livemint answer this reader query…
SBI vs BoB vs PNB: Fixed deposit interest rates of top PSU banks compared — check latest rates across tenures
Compare SBI, BOB, and PNB fixed deposit interest rates for 1-, 3-, 5-, and 10-year FDs to choose risk-free investments that offer steady returns for short- and long-term savings.