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  • No credit history at 30: How first-time borrowers can build a healthy credit profile and improve future loan eligibility

    Turning 30 without a credit history? First-time borrowers can build a healthy credit profile by starting with manageable credit, paying EMIs on time, maintaining low credit utilisation and monitoring their credit reports regularly.

  • Bhai Dooj 2026: 6 financial gifts you as a brother can gift to your sister on Diwali to make her financially stronger

    Diwali 2026: For Bhai Dooj, brothers can support their sisters’ financial independence with gifts such as mutual fund SIPs, gold investments and other ways. The best choice depends on her needs, risk tolerance and financial goals.

  • ₹3 lakh per year? Can parents invest ₹1.5 lakh each in their child’s PPF account? Income Tax rules, limits explained

    Investors sometimes misunderstand the limits when making deposits in their child's public provident fund account. Here's how much each parent can invest for their child while keeping the annual contribution tax-free. 

  • Diwali 2026: Planning to invest in gold savings schemes by jewellers? How they work, benefits, risks and what to check

    Jeweller gold savings schemes let customers make fixed monthly deposits for a set period and redeem them for jewellery. Here's how they work, benefits, risks and what to check.

  • Received a Diwali bonus or voucher from your employer? Know the tax exemption limit and rules for salaried employees

    Diwali gifts from employers worth less than ₹15,000 in aggregate can be tax-free, but cash bonuses are taxable as salary. Here's how festive payouts affect your income tax, rebate eligibility and take-home pay under the new tax rules.

  • 5 key lessons from Your Money or Your Life by Vicki Robin: How to achieve financial freedom while maximising your income

    Your Money or Your Life presents a path to financial independence built on tracking the life energy behind income and spending, defining how much is enough, earning intentionally, and investing. 

  • RBI cheque book rules: Will existing CTS cheque books become invalid from January 1, 2027? Here's what RBI said

    RBI clarifies that existing CTS cheque books will remain valid after December 31, 2026, dismissing viral claims of new rules.

  • ‘Hard to recover the investment’: Gita Gopinath warns $1 trillion AI bet could correct, flags US recession risk

    Gita Gopinath warned that the AI investment boom could face a market correction if companies fail to generate enough profits to recoup nearly $1 trillion in expected 2026 spending. 

  • Investing in HDFC, ICICI Pru or Quant mutual funds? Check the latest changes in scheme risk ratings in November 2026

    HDFC, ICICI Prudential, Quant, Aditya Birla Sun Life and Franklin Templeton have revised the risk-o-meters of several mutual fund schemes in November 2026. Here's what has changed and what investors should check before making decisions.

  • 8th Pay Commission: Railway employees seek ₹69,000 minimum salary, 3.83 fitment factor and 6% annual increment

    Railway employees have sought a ₹69,000 minimum basic salary, 3.833 fitment factor, 6% annual increment and five promotions under the 8th Pay Commission. Their demands also include higher pensions, DA merger and faster restoration of commuted pension.

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