Large UPI transfers do not automatically trigger income tax notices, but unexplained bank credits can attract scrutiny. From freelancers to individuals receiving money for others, here's when digital transactions may raise red flags and what records to keep.

Term insurance provides a death benefit to beneficiaries during a fixed policy term, helping families manage debts and future expenses. Here's why a claim can get rejected.

Central government employees and pensioners face a longer wait for the July 2026 DA hike. The expected 3% increase could raise DA to 63%, boosting salaries and pensions. Here's what the delay means for monthly payments and arrears.

NPS and retirement-focused mutual funds differ in withdrawal rules, lock-in periods and tax benefits. Investors planning a home purchase, career break or early retirement should understand how much of their savings they can access and when.

A fund’s recent underperformance alone is not a reason to sell. Compare it with its benchmark and peers across several time periods, and assess whether it still fits your portfolio and investment strategy.

Retirement planning requires balancing equity exposure with income security. Freefincal's M. Pattabiraman suggests limiting equity to 30% for typical retirees while accounting for inflation, market volatility and long-term withdrawal needs.

Tax audit reports for AY 2026-27 are due October 21, 2026, while audited taxpayers’ income tax returns are due November 21. Here's all you need to know to ensure compliance. 

Growth and IDCW options handle mutual fund earnings differently, affecting payouts, units held, and NAV. Returns across three equity schemes show similarities, but NAV alone cannot determine which option performs better. 

The Senior Citizen Savings Scheme offers 8.2% annual interest, allowing retirees to earn ₹61,500 every quarter on a ₹30 lakh investment. Here's how the scheme works, including eligibility, tax implications, maturity benefits and withdrawal rules.

Publishers pay heavily for celebrity memoirs, which attract readers with intimate accounts of public figures’ lives. Nobody seems interested in reading about someone's ‘happy childhood’.