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- IRDAI insurance commission proposal: Could lower distributor payouts make insurance harder to access in smaller towns?
IRDAI’s proposed changes to insurance distributor commissions could reshape how policies are sold in smaller towns. Intermediaries warn that lower payouts may make low-ticket policies less viable and affect access to local advisors for first-time buyers.
- Regular vs direct mutual funds: Higher expense ratio isn’t the only drawback; what else investors should know
Regular plans incur higher fees due to agent commissions, while direct plans are managed by investors. But that should not be the only factor to choose a plan, here's what else you should know.
- RBI rate hike: What it means for loans, deposits and markets
The Reserve Bank of India (RBI) opts for a precautionary rate hike to curb demand as inflation is set to inch up.
- Gold and silver price today, Oct 8: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities
Gold and silver prices in India witnessed a slight increase during early trading hours on Thursday. Check retail rates of the precious metals in top metro cities of the country.
- RBI rate hike by 25 bps: Should you lock into debt funds as bond yields rise? Axis MF outlines strategy for investors
The RBI’s 25 bps repo rate hike to 5.5% could keep bond yields elevated as the rate cycle turns tighter. Debt-fund investors may prefer 1-3 year high-quality corporate bonds now, while gradually adding duration as yields rise further.
- FD details soon to be included in consolidated account statement: What it means for investors
The RBI's new initiative will soon allow investors to receive a comprehensive view of their bank deposits and investments in one statement. The implementation is expected by 31 December 31 2026. Here's what it means for you.
- First-time mutual fund investor? How to choose the right fund from hundreds of options, expert explains
First-time mutual fund investors often struggle to choose from hundreds of schemes. Here’s how to match funds with your goals, time horizon and risk appetite, assess past returns and shortlist schemes without getting overwhelmed.
- ₹159.59 crore salary shortfall: Mizoram's autonomous councils say DA, pay revisions, increments straining finances
Mizoram's three autonomous councils are facing a salary shortfall of ₹159.59 crore and have appealed to the state government for intervention. They said successive pay revisions, DA, annual increments and promotions had increased the financial strain.
- Punjab National Bank, Indian Bank raise lending rates after RBI repo rate hike — Here's what this means for customers…
After the RBI raised its repo rate to 5.50%, Punjab National Bank, Indian Bank, Bank of Baroda, Bank of India, Indian Overseas Bank and Tamilnad Mercantile Bank increased their lending rates. Here's what this means for customers…
- Export bonanza: How this Bengaluru farmer makes ₹50,000 a day by growing baby bottle gourds for Qatar market
Farmer Karigowda, who owns a 3.5-acre farm in Karlapura Palya in Bengaluru Urban district, grows bottle gourds that weigh around 500 grams each.