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- Should young investors avoid debt mutual funds? Experts explain why debt can still matter in your 20s and 30s
Young investors do not necessarily need to avoid debt mutual funds, even if they can take higher equity risk. Experts explain how debt can provide stability, liquidity and diversification based on financial goals and investment horizons.
- ₹1 crore home loan for 20 years: Check how higher interest rates can add ₹46 lakh to your interest cost
A ₹1 crore home loan for 20 years can cost significantly more as interest rates rise. Here is a simple comparison of EMI, total interest and repayment at rates from 7% to 10%. Before locking in on any home loan offers it is wise to carry out proper due diligence.
- American Express to discontinue Reward Multiplier in India after 6 years — Here's what cardholders need to know
Amex Cardholders have until 11:59 PM on 29 September 2026 to maximise the programme.
- Can a credit report mistake raise your loan cost? Expert explains what borrowers should know
Credit report mistakes can affect how lenders assess borrowers and potentially influence loan eligibility, interest rates and terms. Here’s how to spot inaccurate information, dispute errors and protect your credit profile before borrowing.
- Buying life insurance online? Beware of fake policy offers, phishing links and payment scams
Buying life insurance online can expose customers to fake policies, phishing links, payment fraud and impersonation scams. Experts explain the warning signs and simple steps to protect your money, personal information and insurance policy.
- Tax notice issued in a deceased taxpayer’s name? Know what legal heirs must do and whether they are liable to pay
A tax notice issued in a deceased taxpayer’s name should not be ignored by legal heirs. Here’s what heirs need to know about registering as a legal representative, responding to notices and handling tax dues or refunds.
- Bank holidays this week: SBI, HDFC, ICICI, PNB closed for upto 2 days between 31 Aug - 6 Sep; RBI holiday calendar here
Bank holidays this week: Banks will remain open for 5 to 6 days this week. Closed on 4 September for Janmashtami in various cities and on 11 September for elections in Jaipur. Check RBI holiday calendar here.
- Trust and jargon can be dangerous. Invest only in what you understand
Opacity, complexity, apparent sophistication, can all become proxies for a good investment, and investors can fall for that.
- How to spot IPO red flags before you invest
IPO activity is heating up, but investors need to look beyond the hype. Here’s how to use an IPO's red herring propsectus to assess financials, governance, valuation and other warning signs before subscribing.
- ₹25,000 monthly savings: How to balance SIPs, stocks and FDs for growth and safety
Investing ₹25,000 every month? Learn how to balance mutual fund SIPs, stocks, fixed deposits and safer assets based on your financial goals, risk appetite and investment horizon.