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- 5 money lessons from The Simple Path to Wealth by JL Collins: Harness world's most powerful wealth-building tool | List
JL Collins advocates spending less than you earn, avoiding debt and investing regularly in low-cost index funds. He defines financial freedom as having enough resources to make independent choices..
- 8th Pay Commission: How a ₹69,000 minimum wage demand translates into a proposed ₹1.12 lakh salary; Check calculations
The 8th Pay Commission has received NC-JCM's proposal for ₹69,000 minimum basic pay and a 3.833 fitment factor. Here's how the proposed merger of Pay Levels 4 and 5 translates into a projected ₹1.12 lakh starting basic salary.
- New GST reforms start today: Relief for online businesses, no need to open offices in every state; check all the changes
New GST measures approved by the Council will roll out in phases from November 1. They allow eligible small online sellers to register using platform warehouses. Check all the changes effective from November 1.
- Credit score after loan settlement: How long does it take to recover, and how can borrowers improve their credit record?
A loan settlement can affect your credit score and future loan eligibility. Understand how long credit score recovery may take, why settled and closed accounts differ, and five practical ways to rebuild your credit profile.
- Gold, silver prices today, 1 November: Check retail rate of 24K, 22K gold, 999 silver in Delhi, Mumbai, Kolkata, Chennai
Gold, silver prices today, 1 November: Check retail price of 18K, 22K and 24K gold and 999 Fine silver on Sunday in your cities — Delhi, Ahmedabad, Bengaluru, Chennai, Hyderabad, Kolkata, and Mumbai.
- Credit card interest calculator: What will a ₹50,000 unpaid bill cost you over 12 months? Interest math explained
A ₹50,000 unpaid credit card bill could grow to approximately ₹80,153 in 12 months at 3.5% monthly interest, including illustrative GST. Understand credit card interest calculations and why timely repayments matter.
- Bank holidays next week: SBI, HDFC, ICICI branches to remain closed on these days from 2-8 Nov? Check RBI calendar
Banks across India will close on Sundays, second and fourth Saturdays, and region-specific holidays in November for festivals including Diwali, Chhath Puja and Guru Nanak Jayanti. Here's a look at the holiday next week
- Planning to take loan for first time? What should young borrowers check before taking their first loan? Expert explains
Planning to take your first loan? Young borrowers should check EMI affordability, interest rates, loan tenure, additional charges and repayment terms before applying to avoid financial stress and manage debt responsibly.
- Investing abroad via MFs: cap the investor, not the industry
The privilege of overseas investment remains reserved for the wealthy. Small investors looking to invest abroad deserve a regulated, cheap way for doing so too. The answer: an individual cap per investor to make foreign investments
- Got salary on Friday? Wondering why is your in-hand amount lower this month? The new EPF ceiling of ₹25,000 explained
Some employees saw lower October take-home pay after the government raised the mandatory EPF wage ceiling from ₹15,000 to ₹25,000. Calculations explained for different wages.