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- Saving money for no reason? 5 luxuries you must spend on once essentials, emergencies and future goals are covered
Investing in experiences and comfort can enhance life satisfaction. Here are 5 luxuries you must spend on once essentials, emergencies and future goals are covered.
- Bond yields near 7%: Should investors shift money to debt instruments amid equity volatility and F&O losses?
Bond yields have risen sharply over the past year, with India’s 10-year government bond yield nearing 7%. As equities remain volatile and F&O traders face losses, higher yields are making debt more relevant for retail investors.
- HDFC Bank cuts MCLR lending benchmarks from today by 5-10 basis points: Check detailed rates
HDFC Bank has lowered its lending benchmarks by 5 to 10 basis points for various tenures effective September 7, 2026. The revised MCLR rates now range from 7.90% to 8.60%, with reductions benefiting borrowers linked to MCLR loans.
- Tax audit vs ITR deadline: The two-stage filing process taxpayers need to know about
For taxpayers subject to a tax audit, the 30 September audit report deadline and the 31 October ITR filing deadline are separate but connected compliance steps for AY 2026-27. Here's what taxpayers need to know about these two deadlines and what they should do before each date.
- 5 hacks to save more money: Finance lessons from Indian mothers that make you richer every week
By adopting practical habits, you can effectively save money for future expenses. Here are 5 hacks to save more money; these finance lessons from Indian mothers make you richer every week.
- ₹30 lakh investment: FD vs SCSS vs Post Office MIS—which offers the highest monthly income?
Investing ₹30 lakh? Compare SCSS, bank FD and Post Office Monthly Income Scheme (MIS) interest rates, income potential, deposit limits and payout frequency to understand which option can deliver the highest regular income while balancing eligibility, liquidity and tax considerations.
- Have more than ₹5 lakh in one bank FD? Sanjay Kathuria warns of a hidden risk and reveals how to shield your money
FDs may offer stability, but putting a large amount in one bank can expose investors to concentration risk. DICGC deposit insurance covers up to ₹5 lakh per depositor per bank, including principal and interest. Here’s what investors with large FD portfolios should know.
- 5 reasons why your investment strategy makes no sense: Check common money mistakes
Investing without clear goals can lead to poor decisions influenced by emotions or trends. Check these 5 common money mistakes.
- Should you take a personal loan to pay off credit card debt? Experts explain when it makes sense
Experts say a personal loan can help consolidate credit card debt if its interest rate is lower than your card's cost and you maintain repayment discipline, but check processing fees, prepayment penalties and total interest before switching.
- Silver rallied 98% in the last one year, but investors earned only 18%: What explains the huge return gap?
Silver surged 98% in a year, but investors earned only 18%. The sharp gap raises a bigger question: did investors miss the rally, or did they enter at the wrong time? The answer lies in how investor behaviour changed as silver prices climbed.