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- How much capital gains tax applies when you sell mutual funds across categories? Explained
How much capital gains tax is levied on the sale of mutual funds depends on two factors – holding period and category of mutual fund. We deconstruct the nuances here
- Early gratuity after 1 year - check beneficiaries, new labour code rules, when are they applicable
New labour code: Amid several path breaking changes that are announced in these labour reforms, one of the noticeable ones is the provision of early gratuity which employees will be entitled to after one year of service.
- FD interest rates: These 7 banks offer the highest returns on long-term fixed deposits
FD rates: Most top commercial banks offer interest rates within a small range on their fixed deposits.
- Instant loan vs credit card loan: How do you know which one actually works better for you?
Instant loans are generally better in terms of interest rates and immediate processing than loans against your cards
- Festive credit trap: How discount deals quietly push you into debt
Digital shopping has evolved, with consumers using credit to finance purchases. While credit enables aspirations, it can lead to debt if mismanaged, highlighting the need for responsible financial planning.
- Capital gains compliance gets a reset. Digital deposits, SEZ relief, mandatory e-closure explained
India’s CGAS overhaul modernises how taxpayers deposit and track capital gains, adds SEZ relocation coverage, widens bank access and mandates digital account closure for the first time.
- How to fill up a personal loan application form? Follow these 5 steps
A clear guide to completing a personal loan application, highlighting key documents, credit score checks, accurate form filling, loan planning and final review to ensure smooth personal loan approval.
- THESE 5 premium credit cards give tempting offers for card users
There are some premium cards which offer mind boggling offers but they come at a huge price i.e., high annual fee
- Will a ₹60,000 credit card balance hurt my credit score?
A high credit card balance can dent your credit score, but taking a personal loan to clear it isn’t necessarily harmful. What matters is how it affects utilisation and repayment discipline.
- Mutual funds: Active vs passive funds — which one should you choose and why?
Active and passive MFs: From choosing stocks to the scope of returns, they vary widely.