For most investors, amassing wealth to meet goals is important, be it increasing your net worth, creating a good retirement, education or wedding fund. We explain a simple do-it-yourself (DIY) rule of thumb known as the “Rule of 72”.

The government pays DA and arrears a cost-of-living adjustment to its employees and pensioners to offset the impact of inflation. DA is usually given twice a year to employees, while DR or Dearness Relief is paid to pensioners.

F.I.R.E stands for Financial Independence, Retire Early. This principle is all about achieving true financial freedom well before the usual retirement age. But does it work for all?

IT professional Vishal Sharma's porfolio was a mess before he met registered investment advisor Nitin Sawant in 2014. More than a decade later, he credits Sawant not only with growing his wealth but keeping him financially disciplined. 

Unlike single-factor funds, these funds have the flexibility to adjust allocations across different factors as market conditions change

Personal loans online require careful data protection and privacy awareness with secure platforms, verified credentials, and consent-based usage to prevent financial fraud and identity theft while ensuring safe borrowing.

If so, what should I look for in a policy?

The 50/30/20 rule is a budgeting strategy that allocates income into three categories: 50% for needs, 30% for wants, and 20% for savings. The method aims to help people manage their finances effectively, ensuring essential expenses are covered while allowing for discretionary spending and savings.

The personal loan agreement mentions all the terms and conditions like loan amount, interest, tenure, processing fees, partial prepayment and foreclosure fee, etc. The borrower must read it carefully before signing it.

ITR filing: Attention first time taxpayers! From required documents, to which forms to fill, and the deadline — here are the top 10 important things to keep in mind while filing your income tax returns.