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  • Best mutual funds: These value funds delivered over 20% annualised returns in the past 3 years; check list

    Best mutual funds: Nearly a dozen value funds, including Axis Value Fund and JM Value Fund, have delivered an annualised return of over 20% in the past three years. We show the list here 

  • Why paying only minimum due on your credit card can hurt your finances and credit score

    Paying the minimum due on your credit card helps avoid late fees and maintain credit health, but consistently doing so can lead to mounting interest and long-term debt.

  • 5 smart ways to use a personal loan to manage unplanned expenses wisely

    Managing unplanned expenses with a personal loan becomes easier through smart borrowing, timely repayments and regulated lenders, ensuring financial stability while avoiding debt traps and protecting your credit score.

  • These 5 SBI cards in partnership with other banks offer a range of benefits. Check details here

    There are several SBI Cards which are offered in partnership with other lenders such as Bank of Maharashtra, Punjab & Sind Bank and UCO Bank. We list out a few of them in this article

  • Missed a personal loan EMI? Its impact on your credit score is more serious than you think —here's why

    Missing a personal loan EMI can significantly reduce your credit score, attract penalties, and harm your future borrowing potential, making timely payments crucial for maintaining a strong credit profile.

  • Half of EPF savers retire with just ₹20,000. EPF 3.0 could make it worse.

    EPF 3.0 brings long-overdue simplification and flexibility. But in chasing convenience, we risk forgetting what the provident fund was built for—retirement security.

  • Axis Bank Select Credit Card: 20% off on Swiggy, movie offers, and more; should you get it?

    The Axis Bank Select Credit Card offers features and benefits such as a BOGO movie offer, a 20% discount on Swiggy and BigBasket, complimentary domestic and international airport lounge access, complimentary golf access, milestone benefits, etc. 

  • Personal loans: Does it make sense to borrow money for travel? Pros and cons explained

    Travel is a luxury and therefore, it is not recommended to take a personal loan for it unless the travel is urgent or you are taking loan for a very short period  

  • Should I pay advance tax if income is below ₹12 lakh under new regime?

    If the total tax payable during the year exceeds ₹10,000, a taxpayer is required to pay advance tax. However, there are other factors to consider.

  • Assured returns: Explore these 7 small savings schemes offering up to 8% annual returns; check list here

    From PPF & SCSS to KVP, there are several post office savings schemes which offer consistent returns in the range of 7-8.2 per cent a year to investors

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