Gold ETFs and FoFs provide digital ownership with no storage and insurance costs, ease of buying and selling, etc. Gold coins and bullion provide tangible ownership with immediate possession, while gold jewellery serves investment and consumption needs.

What happens if the head of the household goes away? What if the PMS house that takes care of the money wants to change things up or sell its business? What happens to the portfolio when the individual who made the money is no longer there?

Taxpayers under the old tax regime can claim up to ₹1.5 lakh deduction under Section 80C. But can these tax-saving investments help during a cash crunch? Here’s when and how you can access the money.

Beyond major loans, a growing web of small, automated, and often overlooked recurring expenses is quietly eroding the savings and financial flexibility of Indian households.

With rising tensions in West Asia, airlines are rerouting or suspending flights, complicating travel plans. Travellers should review their insurance policies for coverage on delays and cancellations, as benefits differ.

The Central Information Commission has urged the Income Tax Department to create a taxpayer-friendly mechanism to address grievances, noting that taxpayers often struggle to resolve discrepancies in TDS.

Women often run household budgets but remain underrepresented in investment decisions. Five fund managers share how they built credibility in finance and what women must do to move from saving to investing.

The compound interest is credited by EPFO on a monthly running balance basis at the statutory rate declared for each year. For 2024-25, EPFO declared an interest of 8.25%.

Doing so essentially involves moving from a regular plan, where commissions are built into the expense ratio, to a direct plan.

The EPFO has approved an interest rate of 8.25% on EPF deposits for 2025-26, maintaining the rate for the second year.