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News

  • Money and marriage: How couples can manage expenses and investments

    Finances are an important portion of life. Getting that right, having the right expectations about money and from each other regarding money, is the foundation on which a good marriage rests. Here are a few tips to ensure that money matters do not contribute to marital discord.

  • Bad credit score: Meaning, impact on loans and jobs, and ways to improve it fast

    A bad credit score can restrict access to personal loans and hurt job prospects. Understand credit score ranges, their impact, and the best steps to boost and maintain financial credibility.

  • Who should file ITR with income below ₹2.5 lakh under old and new tax regimes? Check the rules here

    People earning below ₹2.5 lakh may be exempt from filing an income tax return, unless specific financial conditions trigger mandatory ITR submission under current tax rules.

  • Credit card delinquencies hit ₹33,886 crore: 5 simple habits to avoid falling into debt trap

    Credit card delinquencies in India rose 44 per cent to ₹33,886 crore, reflecting growing financial stress. Here are 5 smart credit card habits to avoid falling into debt.

  • The Bond Boom: New section can be your guide to a balanced portfolio

    Amid global trade shifts, the Indian bond market is thriving with a record issuance of ₹9.9 lakh crore in FY25. Livemint's new Bonds section, Bond Street, aims to empower investors with insights and resources for informed decision-making in the fixed income landscape.

  • Selling property? Know what counts as ‘cost of improvement’ for capital gains calculation

    Selling a property after upgrading it? From kitchen remodels to boundary walls, here’s what you can claim as improvement cost under tax rules. Mint explains.

  • How you can use these spending-linked deductions to save taxes

    Tax-payers opting for old tax regime can claim deduction on education expenses such as tuition fees, preventive health check-up, etc. Certain spending attracts TCS, which can be claimed regardless of old or new tax regime.

  • I-T Department extends deadline for e-filed tax returns erroneously rejected by CPC

    The Central Board of Direct Taxes (CBDT) declared on Monday, 28 July 2025, that it is relaxing the time limit for income tax returns (ITRs) that were erroneously rejected by CPC. After the returns are processed, the department will issue the refund with interest if applicable in certain cases. 

  • India logs 65K crore digital payments worth ₹12K trillion in 6 years, says govt

    India saw over 65,000 crore digital payments worth ₹12,000 trillion from FY20 to FY25, the government said. Fueled by UPI and targeted policy effort, this digital adoption soared beyond the metros, boosting financial inclusion and bringing millions of vendors and rural users into the formal economy.

  • FD interest rates: These 6 banks offer highest interest on their fixed deposits

    After RBI cut the repo rate by a total of 100 basis points in three consecutive policy meetings, most banks followed suit and cut their interest rates

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