If the total tax payable during the year exceeds ₹10,000, a taxpayer is required to pay advance tax. However, there are other factors to consider.

From PPF & SCSS to KVP, there are several post office savings schemes which offer consistent returns in the range of 7-8.2 per cent a year to investors

Think of your financial journey like going on a mountain trek. Financial planning is your preparation and roadmap, financial freedom is reaching the summit peak and financial well-being is how you feel during the trek journey

Mutual Funds: Your monthly contribution via SIPs may fluctuate based on the rate of return your investment delivers. For example, when your investment grows at 12% per annum, you need an SIP of ₹20,016 and when it grows at 9%, you need an SIP of ₹26,426 to save ₹1 crore in 15 years

While gifting wealth-creating assets is thoughtful, and often tax-efficient in the long run, it’s important to be mindful of the tax implications that may arise for both the giver and the recipient.

Pre-approved credit cards offer faster approval and introductory benefits but may have lower limits and perks.

As GST cuts make petrol and diesel cars cheaper, buyers are redoing their math. EVs still save on running costs, but the payoff depends on how much you actually drive.

Managing multiple credit cards wisely can enhance your credit score by improving credit utilisation, repayment history, and credit mix, while poor management can lead to debt and lower scores.

A strong credit mix of loans and credit cards enhances your credit score, showcasing responsible financial behaviour and improving your chances of securing favourable lending opportunities.

HDFC Bank is offering up to 10,000 bonus Marriott Bonvoy points on spending up to Rs. 2.5 lakhs on the Marriott Bonvoy HDFC Bank Credit Card between 1st October to 30th November 2025.