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  • Doing monthly SIP in ELSS fund for last three years? Here's why you can't redeem your entire investment today

    Many ELSS investors assume they can redeem their entire investment once the first SIP completes three years. However, each SIP instalment has its own three-year lock-in, resulting in staggered redemptions. The lock-in cannot be bypassed by paying an exit load.

  • Freelancers need to file ITR by 31 August: Forms, income reporting rules, tax methods and deductions explained

    Freelancers must file their ITR by 31 August if they are not required to get their accounts audited. The choice of ITR form, tax method and deductions depends on their income structure. Proper documentation and reconciliation of receipts and foreign income are essential for accurate filing.

  • How a ₹25,000 step-up SIP can build a ₹10 crore retirement corpus in 25 years

    Building a sizeable retirement corpus of ₹10 crore demands a structured investment strategy, consistent contributions and favourable market returns

  • Indian equities lag South Korea, Japan and US markets: New study reveals why long-term investors should not worry

    Indian equities have lagged global markets due to AI-led capital flows, valuation pressures and global uncertainties. However, strong domestic demand, policy continuity, infrastructure growth and healthy fundamentals continue to support India's long-term outlook.

  • Your next phone is getting pricier. Here's how to buy smart

    Consumers are becoming more value-conscious. Many are delaying upgrades, choosing previous-generation or refurbished phones, repairing existing devices, or using exchange offers

  • Can a bank be held liable if you voluntarily transfer money to a scammer? Here's what Consumer Commission says

    A consumer commission held a bank liable for failing to act on suspicious transactions after a woman lost nearly ₹6.93 lakh in a FedEx parcel scam. Despite OTP-authorised transfers, the bank was ordered to refund the amount along with interest and compensation.

  • Nominee is not the owner of MF or bank accounts after the holder’s death: What determines who gets the money?

    Choosing a nominee for accounts or policies is crucial, but they only act as custodians until legal heirs receive assets. Final ownership is governed by wills and succession laws, not solely by the nominee. Here's what matters.

  • PF interest is not always tax-free — ₹2.5 lakh contribution rule explained

    Salaried employees in India contribute to EPF, receiving matching employer contributions. Tax benefits apply, but a new rule restricts tax exemption on interest for total contributions over a certain threshold. Check rules here. 

  • Buying or selling property in India? Here's what NRIs must know before signing the deal

    Buying or selling property in India involves more than finding the right deal. From FEMA and TDS to repatriation limits and POA rules, experts explain the compliance pitfalls NRIs must avoid.

  • AY 2026-27 deadlines: Taxpayer's guide for timely payment before last date — Key dates and penalties for late filing

    AY 2026-7 deadlines: To ensure timely payment before last date, here's a taxpayer's guide with key dates. Learn more about penalties associated with late filing. 

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