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- Applying for a loan, requesting a credit report? Here's how your credit score is calculated in India
Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and responsible financial habits. Here's what factors determine your score…
- RBI updates auto-debit rules: Here's what changes for UPI, card payments
The central bank updated its rules on customer auto-debit transactions this month. Here's a look at what changes the RBI has mandated for digital payments using credit and debit cards and UPI.
- Credit report: Does your spouse's credit history impact your creditworthiness? Check key factors, how to maintain score
A clean credit profile is important when you apply for a credit card, home loan, mortgage or personal loan in the future. Here's whether your spouse's credit history and score can impact your own, and what factors you must consider…
- DA: Differences between Dearness Allowance and House Rent Allowance, explained
Dearness Allowance for central government employees is adjusted twice a year to offset inflation, with the recent revision increasing it from 58% to 60% of Basic Pay effective January 2026. Here's a look at how it differs from HRA component…
- NPS unclaimed money: How to recover your funds with interest and secure your pension
Hidden savings could still be yours, NPS unclaimed money can be recovered with interest through a clear process, helping subscribers secure missed pension contributions and strengthen long term financial planning.
- No more OTP hassle: how RBI’s new e-mandate rules smooth out high-value payments
The standard threshold remains at ₹15,000 for everyday subscriptions such as streaming services, utility bills and gym memberships, which will continue to be processed without an OTP.
- 8th Pay Commission: Is the 8th CPC also applicable for state government employees? Top FAQs answered
Established by the government every 10 years to revise pay for its employees, the Central Pay Commission is responsible for decisions on allowances, contributions, retirement and pension benefits and government spending.
- EPFO campaign deadline tonight: Last chance for employers to enrol left-out employees
The EPFO's 'Employees’ Enrolment Campaign 2025' allows employers until 30 April 2026 to declare previously unregistered staff without penalties, promoting transparency and compliance while expanding social security benefits for workers.
- ITR filing: Key strategies to maximise savings and reduce tax liability
Taxpayers must plan their finances for the 2026-27 financial year, taking into consideration income tax rules, exemptions and deductions to assess their tax liability. Here's how you can maximise your savings.
- 8th Pay Commission: Staff Side (NC-JCM) submits major demands on salary, pension and promotions; check details
Major push for pay and pension reform under the 8th Pay Commission as the Staff Side submits key demands on salary, NPS, leave, and promotions. Check details here.