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- Jan Dhan account re-KYC: How to do it? RBI Governor Sanjay Malhotra shares crucial update
Launched in 2014, the Pradhan Mantri Jan Dhan Yojana (PMJDY) has approximately 56 crore accounts under its wing so far. The accounts that have been opened in 2014 and 2015 have become due for periodic updation or re-KYC as they have completed 10 years, as per rules.
- ₹1 lakh investment in this mutual fund at launch would have grown to ₹8 lakh in 16 years. Check how
Kotak Flexi Cap Mutual Fund was launched on September 11, 2009. Currently managed by Harsha Upadhyaya, this fund has delivered 14.14 per cent annualised return to investors since its launch 15 years and 11 months ago.
- The tax trick involving furniture that could backfire on home sellers
Sellers often split property sale proceeds into real estate and furniture to lower capital gains and stamp duty, but without proper documentation, this tactic can trigger steep penalties under Indian tax law.
- Around 27 percent people take personal loan for travel, says report
Around 27 percent of respondents took a personal loan to fund their vacation in H1 2025, up from 21 percent during the same period in 2023, showed a Paisabazaar survey of 5,700 respondents
- IDFC First Bank Ashva Credit Card: 4 travel benefits you should know
The IDFC First Bank Ashva Credit Card provides good travel benefits like complimentary lounge access, low forex mark-up fees, bonus reward points on travel, and a higher redemption rate on travel.
- How much money do you need to retire early?
A 36-year-old with ₹1.2 crore in savings wants to retire by 41. What is his magic number?
- Income Tax: What happens if you don’t file ITR for multiple years? Legal and financial consequences explained
Not filing income tax returns for multiple years leads to heavy penalties, interest, prosecution risk, and loss of financial benefits, making timely income tax filing essential for long-term compliance.
- Accreditation is your hack into GIFT City AIFs
Accreditations enable people with lower investments to access global markets, benefit from tax efficiencies, and diversify portfolios beyond traditional domestic options.
- RBI keeps repo rate unchanged at 5.5%: Will there be an impact on personal loans?
Repo rates and interest rates generally go hand in hand. This means when RBI slashes the repo rate, commercial banks are expected to follow suit by reducing/increasing lending rates as the case may be.
- Swipe smart: Understanding the psychology behind credit and spending
Your credit behaviour is shaped by more than income—cognitive biases, emotional triggers, and habits play a big role. Here’s how to understand and reshape your financial decisions.