The Indian automotive sector is experiencing strong growth due to record festive sales and tax reforms. Year-end stock-clearances are expected to gain, with the GST cuts on small cars boosting affordability, leading to significant sales increases.

A car loan application can briefly reduce your credit score due to hard inquiries, but disciplined EMI repayment strengthens credit health and supports smarter borrowing decisions in the evolving lending landscape.

The actual cost of owning a house can vary significantly depending on several factors, including the property’s location, price of the home, financing terms, utilities, maintenance, etc.

Equity mutual fund inflows rose to ₹29,911 crore, while monthly SIP contributions declined slightly to ₹29,445 crore.

The ITR filing deadline was 16 September, and while most refunds are processed, some remain pending. Delays may arise from verification issues or incorrect bank details. Taxpayers should ensure Aadhaar-PAN linkage and accurate claims to avoid further processing delays.

Both insurance and aviation touch the daily lives of millions of Indians and require deep infrastructure, robust regulation, and sustained capital to serve a rapidly expanding market. Yet, their journeys since liberalization could not have been more different.

While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can still benefit from the lowest repo rate in three years. 

The latest RBI rate cuts will particularly benefit borrowers who took home loans in 2020-2022 at rates of 6-6.5%, but saw the rates rise to 9-9.5% within a year.

An 817 credit score unlocks faster approvals, lower interest rates and access to premium credit products, highlighting how strong financial discipline enhances borrowing power and negotiation advantages.

BOBCARD Cashback Credit Card offers 5 percent cashback on eligible online transactions and 1 percent on other eligible spends. The cashback is capped at ₹1,500 per statement cycle.