Mutual funds: An analysis of deals since January shows domestic funds accounted for 20 percent of the top transactions, primarily where promoters or private equity players were offloading stakes.

Unsecured education loans offer students in India a way to finance their studies without collateral. Lenders assess academic performance and financial background before approval. Proper planning is essential for successful loan acquisition.

A gold loan allows borrowers to use gold as collateral for urgent expenses. Defaulting can lead to financial and legal issues, negatively impacting future credit applications. Responsible borrowing and communication with lenders are crucial to avoid repercussions.

To rent jointly owned property through HUFs, owners must first transfer their shares to the HUFs. This can be done by selling or gifting the shares. Rent payments must go to individual owners, as the agreement is not in the HUF names.

Though they offer no special tax benefits, corporate SIPs do have a major disciplinary benefit as the money is invested before it hits your bank account.

The Reserve Bank of India cut the repo rate by 50 basis points to 5.5%, surprising many. Lower rates may encourage consumer spending but challenge banks to attract deposits. The RBI's measures aim to ensure liquidity for credit demand while maintaining rigorous credit assessments.

Compare equity returns with bond yields using this lesser-known ratio that fund managers swear by—especially useful when tweaking your portfolio mix based on market growth and interest rate trends.

A salary hike doesn’t directly impact your credit score, but better income management, like timely repayments and low credit utilisation can indirectly improve your creditworthiness over time.

Gold loans in India allow leveraging the value of jewelry for quick funding without selling it. Recent RBI directives aim to enhance transparency and borrower protection, making gold loans a viable option for various financial needs despite associated risks.

Plain vanilla cards do not charge an annual fee, whereas premium cards charge a high fee - sometimes higher than ₹10,000 a year. There are some cards, with annual fee lower than ₹1,000, fall between these two extremes