Here are five credit cards suitable for beginners in India with a salary of 4 lakh or more. Please note that credit card offerings and terms may change over time, so I recommend verifying the latest information from the respective banks before applying:

1. HDFC MoneyBack Credit Card:
   • This card is ideal for beginners as it offers cashback rewards on all purchases.
   • Benefits include 2 reward points for every ₹150 spent and 2x reward points for online spends.
   • It has a low annual fee and joining fee, making it accessible for newcomers to credit cards.
2. SBI SimplySAVE Credit Card:
   • With a moderate annual fee, this card is suitable for beginners looking to earn rewards on everyday spending.
   • It offers cashback on dining, grocery, and departmental store purchases, making it practical for regular expenses.
3. ICICI Bank Coral Credit Card:
   • This card is tailored for beginners with a focus on lifestyle benefits and rewards.
   • It offers accelerated reward points on dining, groceries, and utility bill payments.
   • Complimentary movie tickets and discounts on dining are additional perks.
4. Axis Bank Neo Credit Card:
   • Designed for beginners and young professionals, this card offers rewards on various categories such as dining, shopping, and online spends.
   • It’s a good choice for those looking for a basic credit card with no annual fee.
5. Kotak Aqua Gold Credit Card:
   • This card is specifically designed for beginners with limited or no credit history.
   • It’s a secured credit card where the credit limit is secured against a fixed deposit.
   • It helps build credit history and offers basic rewards and benefits.

Remember to choose a credit card that aligns with your spending habits and financial goals. It’s also crucial to use credit responsibly and pay your bills on time to avoid accruing high-interest charges and negatively impacting your credit score. Additionally, eligibility criteria may vary among banks, so ensure you meet the requirements before applying.